Personal wallet

A wallet for funding contributions automatically and paying for teammates in-app. Coming later, only with a licensed financial partner.

Why we are waiting

Holding other people's money is a serious responsibility. Tovajo will only offer wallets, stored balances and in-app transfers through an appropriately licensed financial institution, under an approved arrangement.

Until then, Tovajo works in Tracking Mode: you pay directly through channels you already use, and Tovajo keeps the shared record.

We will never describe a wallet feature as live before it is.