What happens when a contribution is missed

Shortfalls are shown honestly and the group's agreed rules apply.

• A contribution not confirmed by its due time plus the grace period becomes late.
• After the group's default threshold it becomes defaulted, and the shortfall is visible to the group.
• Depending on the group's rules, the payout can be postponed, paid with confirmed funds only, or the circle can be paused for the group to resolve it.

Tovajo never pays shortfalls from company funds or from another group's money.