Fees & limits

Every fee Tovajo charges and the limits that apply to accounts and groups.

Fees

Tracking Mode (current): Tovajo charges no fees on contributions or payouts, because money moves directly between members and never through Tovajo. Your bank or payment app may charge its own fees for transfers you make.

Plans: joining groups and tracking contributions are free. Paid plans for organisers and cooperatives are listed on the pricing page; their prices will be published there before any charge applies.

Future in-app payments: if wallet and in-app payment features launch with a licensed partner, every fee will be listed here and shown before you confirm a payment. Tovajo's own fees and any payment-provider charges will be shown separately. Fees will never be taken from group funds unless disclosed in the group's agreement.

Limits

Current plan limits (active groups you can create, members per group) are shown on the pricing page.

Transaction limits for in-app payments will be published here before those features launch.